Privacy Policy

FACTS	WHAT DOES JC ENTERPRISE GROUP, INC., AND ITS AFFILIATES, ASSOCIATES, AND SUBSIDIARIES DO WITH YOUR PERSONAL INFORMATION?
WHY?	Companies choose to share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?	The types of personal information we collect and share depend on the product or service you have with us. When you are no longer our customer, we continue to share your information as described in this notice.
HOW?	All companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons that companies can share their customers’ personal information; the reasons JC Enterprise Group, Inc. and its affiliates, associates, and subsidiaries choose to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does JC Enterprise Group, Inc. share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to to court orders and legal investigations, or report to credit bureaus	YES	NO
For our marketing purposes – to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – information about your transactions experiences	YES	NO
For our affiliates’ everyday business purposes – information about your creditworthiness	NO	We don’t share
For our affiliates to market to you	NO	We don’t share
For our nonaffiliates to market to you	NO	We don’t share

Who we are
Who is providing this notice?	JC Enterprise Group, Inc. and its affiliates, associates and subsidiaries.

What we do
How does JC Enterprise Group, Inc. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
	We also maintain other safeguards to protect this information and limit access to information to employees for whom access is appropriate.
How does JC Enterprise Group, Inc. collect my personal information?	We collect your personal information, for example, when you open and account or purchase a product. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only
	* sharing for affiliates’ everyday business purposes – information about your creditworthiness
	* affiliates from using your information to market to you
	* sharing for nonaffiliates to market to you
	State law and individual companies may give you additional rights to limit sharing.

COOKIES	Why we use these cookies
Strictly Necessary	These cookies are essential for websites on our services to perform their basic functions. These include those required to allow registered users to authenticate and perform account related functions, as well as to save the contents of virtual “carts” on sites that have an ecommerce functionality.
Functionality	These cookies are used to store preferences set by users such as account name, language, and location.
Security	We use these cookies to help identify and prevent potential security risks.
Analytics and Performance	Performance cookies collect information on how users interact with our websites, including what pages are visited most, as well as other analytical data. We use these details to improve how our websites function and to understand how users interact with them.
Advertising	These cookies are used to display relevant advertising to visitors who use our services or visit websites we host or provide, as well as to understand and report on the efficacy of ads served on our websites. They track details such as the number of unique visitors, the number of times particular ads have been displayed, and the number of clicks the ads have received. They are also used to build user profiles, including showing you ads based on products you’ve viewed or acts you have taken on our (and other) websites. These are set by Lifestyle and trusted third party networks, and are generally persistent in nature.
Third Party / Embedded Content	Sites hosted on WordPress.com make use of different third party applications and services to enhance the experience of website visitors. These include social media platforms such as Facebook and Twitter (through the use of sharing buttons), or embedded content from Youtube and Vimeo. As a result, cookies may be set by these third parties, and used by them to track your online activity. We have no direct control over the information that is collected by these cookies.

Learning Management System (LMS)
LMS may be collecting, storing and sharing, as well as who may have access to that data. Depending on what settings are enabled and which additional plugins are used, the specific information shared by your site will vary. We recommend consulting with a lawyer when deciding what information to disclose on your privacy policy. We collect information about you during the course purchase process (PayPal, Square, Stripe, and/or 2Checkout), as well as information relating to your course progression and quiz performance.What we collect and store When you purchase from us, we’ll ask you to provide email address. We’ll use this information for purposes, such as, to: –Send you information about your account and order –Create your account for our LMS If you register a free account then we will store your email address. We store information about you for as long as your account exists. We store course progress, including completion status, quiz scores, assignments and/or essay submissions (if applicable). We will also store comments on courses, lessons, topics, assignments, and essays if you choose to leave them. Who on our team has access Members of our team have access to the information you provide us. For example, both Administrators and Group Leaders can access: –Order information such as your enrolled courses, course progress and username / email address. Any additional information added in your WordPress User Profile can also be visible to the administrator(s). What we share with others In this section you should list who you’re sharing data with, and for what purpose. This could include, but may not be limited to, analytics/reporting tools, marketing services (such as email services like MailChimp), payment gateways, gamification programs, and third party embeds. We share information with third parties who help us provide our orders and store services to you; for example – Payments In this subsection you should list which third party payment processors you’re using to take payments on your store since these may handle customer data. We’ve included PayPal below as an example, but you should remove any of these if they are not in use on your site. We accept payments through PayPal. When processing payments, some of your data will be passed to PayPal, including information required to process or support the payment, such as the purchase total and billing information.

Learning Management System (LMS)

LMS may be collecting, storing and sharing, as well as who may have access to that data. Depending on what settings are enabled and which additional plugins are used, the specific information shared by your site will vary. We recommend consulting with a lawyer when deciding what information to disclose on your privacy policy.
We collect information about you during the course purchase process (PayPal, Square, Stripe, and/or 2Checkout), as well as information relating to your course progression and quiz performance.What we collect and store
When you purchase from us, we’ll ask you to provide email address. We’ll use this information for purposes, such as, to:

–Send you information about your account and order

–Create your account for our LMS

If you register a free account then we will store your email address.

We store information about you for as long as your account exists.

We store course progress, including completion status, quiz scores, assignments and/or essay submissions (if applicable).

We will also store comments on courses, lessons, topics, assignments, and essays if you choose to leave them.

Who on our team has access
Members of our team have access to the information you provide us. For example, both Administrators and Group Leaders can access:

–Order information such as your enrolled courses, course progress and username / email address.

Any additional information added in your WordPress User Profile can also be visible to the administrator(s).

What we share with others
In this section you should list who you’re sharing data with, and for what purpose. This could include, but may not be limited to, analytics/reporting tools, marketing services (such as email services like MailChimp), payment gateways, gamification programs, and third party embeds.

We share information with third parties who help us provide our orders and store services to you; for example –

Payments
In this subsection you should list which third party payment processors you’re using to take payments on your store since these may handle customer data. We’ve included PayPal below as an example, but you should remove any of these if they are not in use on your site.

We accept payments through PayPal. When processing payments, some of your data will be passed to PayPal, including information required to process or support the payment, such as the purchase total and billing information.

How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue. For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

How long we retain your data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

DEFINITIONS
Affiliates	Companies by common ownership or control
Nonaffiliates	Companies not related by common ownership or control
	JC Enterprise Group, Inc. does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated companies that together market products or services to you.