Privacy Policy

FACTS	WHAT DOES JC ENTERPRISE GROUP, INC., AND ITS AFFILIATES, ASSOCIATES, AND SUBSIDIARIES DO WITH YOUR PERSONAL INFORMATION?
WHY?	Companies choose to share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
WHAT?	The types of personal information we collect and share depend on the product or service you have with us. When you are no longer our customer, we continue to share your information as described in this notice.
HOW?	All companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons that companies can share their customers’ personal information; the reasons JC Enterprise Group, Inc. and its affiliates, associates, and subsidiaries choose to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does JC Enterprise Group, Inc. share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to to court orders and legal investigations, or report to credit bureaus	YES	NO
Four our marketing purposes – to offer our products and services to you	YES	NO
For joint marketing with other financial companies	YES	NO
For our affiliates’ everyday business purposes – information about your transactions experiences	YES	NO
For our affiliates’ everyday business purposes – information about your creditworthiness	NO	We don’t share
For our affiliates to market to you	NO	We don’t share
For our nonaffiliates to market to you	NO	We don’t share

Who we are
Who is providing this notice?	JC Enterprise Group, Inc. and its affiliates, associates and subsidiaries.

What we do
How does JC Enterprise Group, Inc. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
	We also maintain other safeguards to protect this information and limit access to information to employees for whom access is appropriate.
How does JC Enterprise Group, Inc. collect my personal information?	We collect your personal information, for example, when you open and account or purchase a product. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only
	* sharing for affiliates’ everyday business purposes – information about your creditworthiness
	* affiliates from using your information to market to you
	* sharing for nonaffiliates to market to you
	State law and individual companies may give you additional rights to limit sharing.

What we do

How does JC Enterprise Group, Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other safeguards to protect this information and limit access to information to employees for whom access is appropriate.

How does JC Enterprise Group, Inc. collect my personal information?

We collect your personal information, for example, when you open and account or purchase a product. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

* sharing for affiliates’ everyday business purposes – information about your creditworthiness

* affiliates from using your information to market to you

* sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

DEFINITIONS
Affiliates	Companies by common ownership or control
Nonaffiliates	Companies not related by common ownership or control
	JC Enterprise Group, Inc. does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated companies that together market products or services to you.

DEFINITIONS

Affiliates

Companies by common ownership or control

Nonaffiliates

Companies not related by common ownership or control

JC Enterprise Group, Inc. does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated companies that together market products or services to you.